Alex Torres
Markets reporter. Fast news, faster opinions. Covers breaking crypto news and price action.
Articles by Alex Torres
XT Earn Splits Your Crypto in Two: Rent Money and Diamond Hands
XT Exchange's new Earn product draws a line between assets you need next week and assets you're holding for months, and pays you differently on each. It's a simple idea that most yield products get wrong, and that's exactly why it matters.
Banks vs. the OCC: The Stablecoin Rewards Fight Now Has a Date, January 18, 2027
The Bank Policy Institute is still swinging at the OCC over how stablecoin rewards get judged when third parties pay the customer. The final rule kills a proposed safe harbor and goes case-by-case instead, with an effective date of January 18, 2027. Here's why the banks are nervous and what actually gets decided next.

