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  1. Home
  2. /Glossary
  3. /Annual Percentage Yield (APY)
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defi

Annual Percentage Yield (APY)

The real rate of return on an investment over a year, accounting for compound interest.

Definition

The real rate of return on an investment over a year, accounting for compound interest. Unlike APR, APY shows what you'd actually earn if gains are reinvested. In DeFi, you'll see APYs ranging from 2% to thousands of percent, though sky-high numbers usually don't last.

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Related Terms

Yield Farming

Strategically moving capital between DeFi protocols to maximize returns.

Staking

Locking up tokens to help secure a proof-of-stake network and earn rewards.

Compound Interest

Interest calculated on both the initial principal and accumulated interest from previous periods.

1inch

A DEX aggregator that splits trades across multiple decentralized exchanges to find the best overall price.

Aave

One of the biggest lending and borrowing protocols in DeFi.

Across Protocol

A cross-chain bridge that uses an optimistic verification system and a network of relayers to move tokens between chains quickly.

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