Julia Maynard
Narrative journalist who profiles the people behind protocols. Writes character-driven features about founders, builders, and the humans the industry prefers to reduce to wallet addresses. Former magazine writer who fell into crypto and never left.
Articles by Julia Maynard
Paybis Turns On iDEAL, BLIK, Multibanco and EPS: A 13-Rail Bet That Cards Were Never the Answer
Paybis switched on four local payment methods across the Netherlands, Poland, Portugal and Austria on October 23, 2026, the first of 13 it plans to add. It's a small product update with a big argument behind it: crypto onramps have been fighting the wrong battle, and the rails Europe actually uses were sitting there the whole time.
80 Basis Points, $8,000 on a Million, and the Fee Gap Nobody Prices In
Kraken's stablecoin conversions carry a trading-fee gap of roughly 80 basis points against the cheapest competing routes. On a $1 million rotation that's $8,000, and it's only one line item on a bill that also includes payouts, account access, and the cost of finishing the route. Here's the math most fee comparisons skip.







