<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:news="http://www.google.com/schemas/sitemap-news/0.9">
  <url>
    <loc>https://www.whalefactor.com/news/trump-says-a-strike-could-come-sunday-bitcoins-sitting-on-dollar80000-mvnj2lqd</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-25T07:50:18.757Z</news:publication_date>
      <news:title>Trump Says a Strike Could Come Sunday. Bitcoin&apos;s Sitting on $80,000.</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/bitcoin-enters-fed-week-with-an-inflation-problem-it-didnt-ask-for-mvni04rh</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-25T07:20:23.837Z</news:publication_date>
      <news:title>Bitcoin Enters Fed Week With an Inflation Problem It Didn&apos;t Ask For</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/xrp-ledgers-fixcleanup340-lost-its-clock-at-day-12-earliest-qbxo</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-25T05:20:48.108Z</news:publication_date>
      <news:title>XRP Ledger&apos;s fixCleanup3_4_0 Lost Its Clock at Day 12. Earliest Activation Is Now November 4</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/054-backward-003-forward-bitcoin-etf-flows-are-a-rearview-mi-l1qa</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-25T04:20:42.370Z</news:publication_date>
      <news:title>0.54 Backward, 0.03 Forward: Bitcoin ETF Flows Are a Rearview Mirror</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/w-group-bets-on-pre-ipo-derivatives-no-shares-required-mvn9saks</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-25T03:30:21.196Z</news:publication_date>
      <news:title>W Group Bets on Pre-IPO Derivatives. No Shares Required.</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/aave-v38-leaves-2-flash-loan-routes-unguarded-heres-why-liqu-bw4z</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-25T02:21:36.755Z</news:publication_date>
      <news:title>Aave V3.8 Leaves 2 Flash Loan Routes Unguarded. Here&apos;s Why Liquidators Care</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/aave-just-let-an-outsider-run-its-v4-lending-markets-mvn5hyyg</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-25T01:30:21.112Z</news:publication_date>
      <news:title>Aave Just Let an Outsider Run Its V4 Lending Markets</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/circles-gateway-adds-cirbtc-and-eurc-but-the-500ms-speed-cla-08ca</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-25T00:20:34.235Z</news:publication_date>
      <news:title>Circle&apos;s Gateway Adds cirBTC and EURC, But the 500ms Speed Claim Has an Asterisk</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/stellars-bell-upgrade-votes-nov-23-and-your-decoder-might-br-v32z</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-24T23:20:34.907Z</news:publication_date>
      <news:title>Stellar&apos;s Bell Upgrade Votes Nov 23, and Your Decoder Might Break</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/krakens-parent-got-3-kazakhstan-permissions-and-zero-launch-nbap</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-24T21:22:33.841Z</news:publication_date>
      <news:title>Kraken&apos;s Parent Got 3 Kazakhstan Permissions and Zero Launch Dates</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/firedancer-keeps-your-1-sol-when-the-bugs-a-duplicate-and-th-mtrw</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-24T21:22:11.132Z</news:publication_date>
      <news:title>Firedancer Keeps Your 1 SOL When the Bug&apos;s a Duplicate, and the Retrospective Doesn&apos;t Add Up</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/kraken-backs-off-monero-questions-but-keeps-a-dollar1500-wit-c5qc</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-24T19:21:54.948Z</news:publication_date>
      <news:title>Kraken Backs Off Monero Questions but Keeps a $1,500 Withdrawal Cap. That&apos;s the Tell.</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/novatech-owes-dollar13-billion-on-paper-the-victims-real-num-bpm0</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-24T19:21:34.056Z</news:publication_date>
      <news:title>NovaTech Owes $1.3 Billion on Paper. The Victims&apos; Real Number Is Much Smaller.</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/sec-adds-tokenization-to-its-2027-exam-list-34000-registrant-7uto</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-24T18:22:34.956Z</news:publication_date>
      <news:title>SEC Adds Tokenization to Its 2027 Exam List. 34,000 Registrants Just Got Homework.</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/arthur-hayes-sold-dollar26-million-in-crypto-the-composition-vini</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-24T18:12:59.310Z</news:publication_date>
      <news:title>Arthur Hayes Sold $26 Million in Crypto. The Composition Is the Real Signal.</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/capital-research-crosses-1111percent-of-metaplanet-the-buyback-did-half-the-work-mvmm7mtb</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-24T16:30:26.111Z</news:publication_date>
      <news:title>Capital Research Crosses 11.11% of Metaplanet. The Buyback Did Half the Work.</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/sygnum-splits-your-bitcoin-keys-three-ways-thats-the-point-mvml4tic</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-24T16:00:15.204Z</news:publication_date>
      <news:title>Sygnum Splits Your Bitcoin Keys Three Ways. That&apos;s the Point.</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/amex-beat-earnings-and-fell-36percent-the-market-was-reading-a-different-paragraph-mvmk33hg</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-24T15:30:55.204Z</news:publication_date>
      <news:title>Amex Beat Earnings and Fell 3.6%. The Market Was Reading a Different Paragraph.</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/sygnums-multisyg-splits-bitcoin-collateral-three-ways-it-won-sqzk</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-24T15:22:52.448Z</news:publication_date>
      <news:title>Sygnum&apos;s MultiSYG Splits Bitcoin Collateral Three Ways. It Won&apos;t Save You From a Margin Call</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/eleven-blue-chip-issuers-said-no-to-the-first-sec-sanctioned-f1ye</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-24T15:12:13.478Z</news:publication_date>
      <news:title>Eleven Blue-Chip Issuers Said No to the First SEC-Sanctioned Tokenized Trading Venue</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/bloomberg-wants-to-find-the-crypto-hiding-in-bank-balance-sheets-mvmimznk</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-24T14:50:24.128Z</news:publication_date>
      <news:title>Bloomberg Wants to Find the Crypto Hiding in Bank Balance Sheets</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/franklins-bitcoin-drip-is-the-sneakiest-crypto-on-ramp-yet-mvmhkf55</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-24T14:20:24.617Z</news:publication_date>
      <news:title>Franklin&apos;s Bitcoin DRIP Is the Sneakiest Crypto On-Ramp Yet</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/btf-is-dead-its-options-just-got-a-deadline-mvmghrlb</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-24T13:50:21.167Z</news:publication_date>
      <news:title>BTF Is Dead. Its Options Just Got a Deadline.</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/the-ai-trade-cracks-and-switzerland-quietly-wins-october-mvmepwi7</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-24T13:00:41.551Z</news:publication_date>
      <news:title>The AI Trade Cracks, and Switzerland Quietly Wins October</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/wall-street-is-quietly-clearing-dollar359-billion-a-day-on-b-b92o</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-24T12:21:18.384Z</news:publication_date>
      <news:title>Wall Street Is Quietly Clearing $359 Billion a Day on Blockchain and Nobody Threw a Party</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/bitcoin-core-cut-its-bug-secrecy-window-on-oct-22-ai-forced-aoit</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-24T12:20:51.750Z</news:publication_date>
      <news:title>Bitcoin Core Cut Its Bug Secrecy Window on Oct 22. AI Forced the Issue.</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/bitcoin-lost-dollar83k-now-dollar80k-is-the-only-thing-holding-this-market-together-mvmc7cmp</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-24T11:50:16.753Z</news:publication_date>
      <news:title>Bitcoin Lost $83K. Now $80K Is the Only Thing Holding This Market Together</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/uniswap-wallets-hit-a-4-year-high-while-uni-bleeds-25percent-somethings-off-mvmas30d</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-24T11:10:24.829Z</news:publication_date>
      <news:title>Uniswap Wallets Hit a 4-Year High While UNI Bleeds 25%. Something&apos;s Off.</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/bloomberg-flagged-1700-funds-for-crypto-risk-half-dont-say-s-3bo6</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-24T10:51:09.654Z</news:publication_date>
      <news:title>Bloomberg Flagged 1,700 Funds for Crypto Risk. Half Don&apos;t Say So Out Loud.</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/bybit-lands-a-dubai-licence-notice-whats-missing-mvm8zqh4</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-24T10:20:22.600Z</news:publication_date>
      <news:title>Bybit Lands a Dubai Licence. Notice What&apos;s Missing.</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/btccs-dollar387-billion-quarter-is-big-the-dollar163-billion-slice-is-the-story-mvm7kilx</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-24T09:40:32.949Z</news:publication_date>
      <news:title>BTCC&apos;s $387 Billion Quarter Is Big. The $16.3 Billion Slice Is the Story.</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/jsts-buyback-gets-a-third-revenue-line-and-a-dollar50m-cushion-mvm6hry2</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-24T09:10:25.466Z</news:publication_date>
      <news:title>JST&apos;s Buyback Gets a Third Revenue Line and a $50M Cushion</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/bitdeer-mined-1355-btc-in-september-the-coin-count-isnt-the-hhfh</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-24T08:42:12.221Z</news:publication_date>
      <news:title>Bitdeer Mined 1,355 BTC in September. The Coin Count Isn&apos;t the Point.</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/bitdeer-mined-1355-btc-in-september-the-ai-pivot-is-the-real-signal-mvm5fjk2</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-24T08:40:41.666Z</news:publication_date>
      <news:title>Bitdeer Mined 1,355 BTC in September. The AI Pivot Is the Real Signal.</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/nip-group-bought-447-ehs-with-247-million-shares-mining-is-t-aktl</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-24T07:40:50.793Z</news:publication_date>
      <news:title>NIP Group Bought 4.47 EH/s With 247 Million Shares. Mining Is the Cover Story.</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/just-adds-gasfree-fees-to-jst-burns-and-backs-the-program-wi-i2i8</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-24T06:50:41.073Z</news:publication_date>
      <news:title>JUST Adds GasFree Fees to JST Burns and Backs the Program With a $50M Cushion</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/bitwises-dogecoin-etf-just-went-to-cash-holders-didnt-get-a-vote-mvlr4t8k</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-24T02:00:26.372Z</news:publication_date>
      <news:title>Bitwise&apos;s Dogecoin ETF Just Went to Cash. Holders Didn&apos;t Get a Vote.</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/blockstream-wants-to-teach-banks-bitcoin-the-advice-is-the-loss-leader-mvloa85s</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-24T00:40:40.144Z</news:publication_date>
      <news:title>Blockstream Wants to Teach Banks Bitcoin. The Advice Is the Loss Leader.</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/2027-outlook-the-slow-bleed-is-the-real-risk-not-a-collapse-mvlnjx8r</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-24T00:20:12.939Z</news:publication_date>
      <news:title>2027 Outlook: The Slow Bleed Is the Real Risk, Not a Collapse</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/two-business-days-two-clocks-the-occ-just-redefined-when-a-s-5kdk</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T23:13:03.848Z</news:publication_date>
      <news:title>Two Business Days, Two Clocks: The OCC Just Redefined When a Stablecoin Redemption Actually Counts</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/jp-morgan-puts-2-tokenized-money-funds-on-solana-and-the-fin-avhc</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T22:21:12.288Z</news:publication_date>
      <news:title>J.P. Morgan Puts 2 Tokenized Money Funds on Solana, and the Fine Print Didn&apos;t Move</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/aaves-92percent-usdt-threshold-is-a-brake-not-a-backstop-ayu4</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T21:53:17.020Z</news:publication_date>
      <news:title>Aave&apos;s 92% USDT Threshold Is a Brake, Not a Backstop</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/22-objections-and-one-filing-wall-streets-fight-over-okx-ice-7si9</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T21:50:48.849Z</news:publication_date>
      <news:title>22 Objections and One Filing: Wall Street&apos;s Fight Over OKX-ICE Tokenized Stocks</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/bitwises-dogecoin-etf-liquidates-on-october-22-the-meme-coin-w1po</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T21:41:40.908Z</news:publication_date>
      <news:title>Bitwise&apos;s Dogecoin ETF Liquidates on October 22. The Meme-Coin Fund Boom Just Got Its First Real Test.</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/blockstreams-new-consulting-arm-has-no-price-list-no-named-c-uzqd</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T21:40:51.685Z</news:publication_date>
      <news:title>Blockstream&apos;s New Consulting Arm Has No Price List, No Named Clients, and 12 Years of Bitcoin Code</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/the-irs-is-discounting-crypto-tax-penalties-allocators-shoul-tknh</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T21:11:45.869Z</news:publication_date>
      <news:title>The IRS Is Discounting Crypto Tax Penalties. Allocators Should Treat That as a Repricing, Not a Pardon.</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/finma-approved-a-bitcoin-etf-thats-legally-a-fund-not-a-note-344y</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T20:51:11.410Z</news:publication_date>
      <news:title>FINMA Approved a Bitcoin ETF That&apos;s Legally a Fund, Not a Note. The Paperwork Is the Story.</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/uks-fca-draws-the-line-at-algorithms-if-your-app-picks-the-t-ppyw</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T20:40:46.520Z</news:publication_date>
      <news:title>UK&apos;s FCA Draws the Line at Algorithms: If Your App Picks the Trade Route, Get a License Before October 2027</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/solayer-pay-drops-the-bridge-step-on-5-chains-45000-cardhold-n8eo</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T20:10:50.832Z</news:publication_date>
      <news:title>Solayer Pay Drops the Bridge Step on 5 Chains. 45,000 Cardholders, One Custody Question.</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/spacex-perps-traded-dollar6-billion-and-nobody-will-tell-you-yti6</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T19:23:52.158Z</news:publication_date>
      <news:title>SpaceX Perps Traded $6 Billion, and Nobody Will Tell You the Fee</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/cmcc-global-tokenizes-two-funds-on-tethers-hadron-the-dollar-xscc</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T19:23:03.996Z</news:publication_date>
      <news:title>CMCC Global Tokenizes Two Funds on Tether&apos;s Hadron. The $10 Unit Price Isn&apos;t the Story.</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/initia-froze-its-layer-1-to-stop-a-dollar26m-drain-the-prece-u4x0</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T18:52:14.052Z</news:publication_date>
      <news:title>Initia Froze Its Layer-1 to Stop a $2.6M Drain. The Precedent Is Worth More Than the Loss.</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/coinbase-drops-gyen-a-yen-stablecoin-dies-four-years-after-i-kj0v</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T17:20:46.927Z</news:publication_date>
      <news:title>Coinbase Drops GYEN: A Yen Stablecoin Dies Four Years After Its Peg Broke</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/starknets-935percent-quantum-vote-buys-research-not-a-new-ch-8wgg</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T17:11:44.464Z</news:publication_date>
      <news:title>Starknet&apos;s 93.5% Quantum Vote Buys Research, Not a New Chain</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/bitcoin-etfs-shed-dollar635m-in-a-single-session-the-week-st-8o9o</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T17:11:33.852Z</news:publication_date>
      <news:title>Bitcoin ETFs Shed $635M in a Single Session. The Week Still Closed Green.</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/the-sec-put-tokenization-on-its-2027-risk-list-crypto-didnt-57i0</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T16:40:52.537Z</news:publication_date>
      <news:title>The SEC Put Tokenization on Its 2027 Risk List. Crypto Didn&apos;t Even Get a Section.</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/dunes-new-trade-feed-covers-200-dex-venues-one-second-after-gjx3</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T16:21:42.231Z</news:publication_date>
      <news:title>Dune&apos;s New Trade Feed Covers 200+ DEX Venues, One Second After the Block</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/evernorths-dollar132-million-option-can-buy-more-xrp-it-can-3khx</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T16:11:36.453Z</news:publication_date>
      <news:title>Evernorth&apos;s $132 Million Option Can Buy More XRP. It Can Also Shrink Your Slice.</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/bitcoin-drops-below-dollar81k-as-brent-crude-hits-its-highes-2h36</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T16:10:45.378Z</news:publication_date>
      <news:title>Bitcoin Drops Below $81K as Brent Crude Hits Its Highest Since March: The 50-Day Line Is Everything Now</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/franklin-templetons-new-etf-turns-your-dividends-into-bitcoi-cujd</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T15:50:49.753Z</news:publication_date>
      <news:title>Franklin Templeton&apos;s New ETF Turns Your Dividends Into Bitcoin for 0.09%</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/uniswap-now-routes-around-its-own-pools-seven-venues-one-tra-0zza</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T15:41:36.934Z</news:publication_date>
      <news:title>Uniswap Now Routes Around Its Own Pools. Seven Venues, One Transaction, and a 90% Claim</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/tethers-qvac-math-says-a-new-laptop-still-cant-beat-cloud-to-05tn</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T15:12:58.235Z</news:publication_date>
      <news:title>Tether&apos;s QVAC Math Says a New Laptop Still Can&apos;t Beat Cloud Tokens</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/three-launchpad-eras-in-five-years-inside-ax1s-console-20-be-xan0</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T15:10:44.508Z</news:publication_date>
      <news:title>Three Launchpad Eras in Five Years: Inside AX1&apos;s Console 2.0 Bet on Base</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/bank-of-korea-moves-to-put-stablecoins-under-forex-controls-4t4c</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T14:20:35.820Z</news:publication_date>
      <news:title>Bank of Korea Moves to Put Stablecoins Under Forex Controls by Year-End</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/bitcoins-dollar80000-recovery-has-a-dollar14-billion-tether-u1xb</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T14:12:14.015Z</news:publication_date>
      <news:title>Bitcoin&apos;s $80,000 Recovery Has a $1.4 Billion Tether Question</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/sofis-sofie-pays-440percent-on-a-tokenized-deposit-and-the-f-ssa9</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T14:11:14.865Z</news:publication_date>
      <news:title>SoFi&apos;s SOFIE Pays 4.40% on a Tokenized Deposit, and the Fine Print Does the Real Work</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/31-million-crypto-voters-45-endorsements-and-a-dollar95-mill-2jzg</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T13:50:51.052Z</news:publication_date>
      <news:title>3.1 Million Crypto Voters, 45 Endorsements, and a $95 Million Problem</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/chinas-2030-blockchain-deadline-is-about-standards-not-token-rp8u</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T13:42:24.654Z</news:publication_date>
      <news:title>China&apos;s 2030 Blockchain Deadline Is About Standards, Not Tokens</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/mike-mcglone-called-dollar100k-bitcoin-now-hes-talking-dolla-r72q</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T13:42:01.106Z</news:publication_date>
      <news:title>Mike McGlone Called $100K Bitcoin. Now He&apos;s Talking $10,000</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/blocks-bitcoin-does-ads-target-60-million-americans-and-skip-q661</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T13:41:13.273Z</news:publication_date>
      <news:title>Block&apos;s &apos;Bitcoin Does&apos; Ads Target 60 Million Americans and Skip the Blockchain Talk Entirely</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/bitcoins-next-buyer-isnt-a-treasury-company-its-a-merchant-d-plor</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T13:40:46.731Z</news:publication_date>
      <news:title>Bitcoin&apos;s Next Buyer Isn&apos;t a Treasury Company. It&apos;s a Merchant Dodging 3% Fees.</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/ethereum-scraps-hoodis-oct-26-glamsterdam-activation-over-ei-zkyf</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T13:20:32.727Z</news:publication_date>
      <news:title>Ethereum Scraps Hoodi&apos;s Oct. 26 Glamsterdam Activation Over EIP-8037 Contract Clash</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/uniswap-opens-its-router-to-curve-fluid-and-pancakeswap-seve-n0j5</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T13:10:46.385Z</news:publication_date>
      <news:title>Uniswap Opens Its Router to Curve, Fluid, and PancakeSwap: Seven Venues, Three Chains, One Uncomfortable Question</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/bitcoin-slips-3percent-as-ai-panic-hits-stocks-again-the-rem-kfy7</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T12:40:46.783Z</news:publication_date>
      <news:title>Bitcoin Slips 3% as AI Panic Hits Stocks Again. The Remittance Corridor Barely Notices</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/a-dollar600000-hack-and-a-12-word-seed-phrase-is-self-custod-nlih</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T12:15:14.345Z</news:publication_date>
      <news:title>A $600,000 Hack and a 12-Word Seed Phrase: Is Self-Custody Really Built for Beginners?</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/coinbase-ireland-ran-euro5m-short-on-client-cash-the-euro325-jl89</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T12:12:07.353Z</news:publication_date>
      <news:title>Coinbase Ireland Ran €5M Short on Client Cash. The €3.25M Fine Is the Cheap Part</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/hsbc-put-a-stablecoin-inside-an-app-33-million-people-alread-uckd</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T11:52:29.725Z</news:publication_date>
      <news:title>HSBC Put a Stablecoin Inside an App 3.3 Million People Already Have</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/paybis-turns-on-ideal-blik-multibanco-and-eps-a-13-rail-bet-tean</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T11:51:45.311Z</news:publication_date>
      <news:title>Paybis Turns On iDEAL, BLIK, Multibanco and EPS: A 13-Rail Bet That Cards Were Never the Answer</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/the-2026-midterms-wont-pump-crypto-and-an-exchanges-own-rese-sih3</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T11:23:04.455Z</news:publication_date>
      <news:title>The 2026 Midterms Won&apos;t Pump Crypto, and an Exchange&apos;s Own Research Says So</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/kalshi-named-votehub-its-source-agency-then-one-of-votehubs-ctmv</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T11:10:52.423Z</news:publication_date>
      <news:title>Kalshi Named VoteHub Its Source Agency. Then One of VoteHub&apos;s Pollsters Admitted Faking the Data.</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/cme-posts-a-record-dollar174b-quarter-and-cryptos-share-is-s-mo9u</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T10:50:32.418Z</news:publication_date>
      <news:title>CME Posts a Record $1.74B Quarter, and Crypto&apos;s Share Is Still a Mystery</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.whalefactor.com/news/cysic-bridge-mints-10m-tokens-attacker-routes-dollar744k-int-9w4s</loc>
    <news:news>
      <news:publication>
        <news:name>Whale Factor</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-23T10:40:36.077Z</news:publication_date>
      <news:title>Cysic Bridge Mints 10M Tokens, Attacker Routes $744K Into Tornado Cash</news:title>
    </news:news>
  </url>
</urlset>